FinTech

By Alex Cramer
For: Nerdwallet

Chase Freedom Unlimited Is Now a Must-Have for Sapphire Cardholders

Chase Sapphire cards are often a go-to credit card for travel enthusiasts, regardless of airline or hotel loyalties. With high sign-up bonuses and lucrative bonus spending categories, it’s easy to stack up Chase Ultimate Rewards® points.

However, if you have a Chase Sapphire card only, then you’re potentially missing out on major earning opportunities. Chase offers a wide and varied selection of rewards cards, but the enhanced benefits added to the Chase Freedom Unlimited® could make it the perfect card to pair with your Chase Sapphire Reserve® or Chase Sapphire Preferred® Card.
Why Sapphire holders need the Chase Freedom Unlimited®

One of the strengths of the Chase Ultimate Rewards® program is how easy it is to transfer points from one card to another, which allows you to take advantage of redemption perks that exist on some cards but not on others. …Read more

By Alex Cramer
For: Nerdwallet

How to Get the Most from the Ink Business Cash Credit Card

Owners should maximize their spending to earn bonus cash back on office supplies, internet and phone service.

The Ink Business Cash® Credit Card may be less popular than some of the other Chase Ultimate Rewards® cards, but a savvy small-business owner can still rack up major rewards by taking full advantage of this card’s benefits — especially considering there is no annual fee.

For some of these perks, it’s important to understand that while the Ink Business Cash® Credit Card is a cash-back card, you can also redeem your rewards as Chase Ultimate Rewards® points at a 1 point to 1 cent ratio.

Here’s how to get the most from your Ink Business Cash® Credit Card. …Read more

By Alex Cramer
For: Mission Lane

Overcoming Money Shame

Many of your financial “mistakes” are not your fault. And you’re not alone.

Imagine playing a game, but before you start no one tells you what the rules are. You don’t know how to score, who’s on your team or what a penalty is. You don’t even really know how you’re supposed to win.

Now imagine that this is the most important game of your life and the difference between winning and losing will determine whether you can get a mortgage, buy a car or even send your children to college

That’s what personal finance is like for many Americans. By the time we’re teenagers, many of us have received dozens, if not hundreds of credit card and financing offers …Read more